Privacy Policy

Privacy and Cookie Policy

This site is owned by Universal Registered Agents, Inc. (“URA”).  This Privacy Policy governs the way URA collects, uses, maintains and discloses information collected from users (each, a “User”) of the website (“Site”). This privacy policy applies to the Site and all products and services offered by URA.

Information collected

Like many web sites, this site actively collects information from its visitors both by asking you specific questions and by permitting you to communicate directly with us via e-mail. Some of the information that you submit may be personal information (information that uniquely identifies you, such as your name, address, e-mail address, phone number etc.).

Some areas of this site may require you to submit information, to benefit from the specified features (such as e-mail alerts or newsletter subscriptions). You will be informed at each information collection point what information is required and what for.

As you navigate through the Site, certain information can be passively collected (that is, gathered without your actively providing the information) using various technologies and means, such as cookies (see below), tags, pixels, and navigational data collection.

How we use collected information

URA will use personal information that is collected through this website, to improve our website and manage its performance. Except as otherwise stated, we may use your information to improve the content of our site, to customize the site to your preferences, to communicate information to you (if you have requested it), for our marketing and research purposes, and for the purposes specified in this Policy. We will only disclose your personal information if required by applicable laws, court orders, or government regulations.

If you subscribe to our e-mail alerts, we collect your e-mail address. This address will only be used for keeping you informed as indicated. If you wish to unsubscribe from our e-mail alert list, you can do so at any moment as indicated in every subscribed e-mail you receive.

To keep your personal data accurate, current, and complete, please contact us in case of any incorrect information at We will update personal information you have previously submitted via this site.

How we protect your information

We take reasonable steps to protect your personal information as you transmit your information from your computer to our site and to protect such information from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. URA takes the security of personal information seriously and we use appropriate technologies and procedures to protect personal information (including administrative, technical and physical safeguards) according to the risk level and the service provided.



Marketing activities

URA will not use personal information that is collected via this site for marketing purposes.

Web browser cookies

This website uses “cookies”. A cookie is a small text file that is stored on your computer, tablet, phone or other endpoint, when you visit a website that helps the site remember information about you and your preferences.

Some cookies are deleted when you exit your browser. These are known as session cookies. Others remain on your device until they expire or you delete them from your cache. These are known as persistent cookies and enable us to remember things about you as a returning visitor.

We may use Session Cookies for the following purposes:

To allow you to carry information across pages of our website and avoid having to re-enter information.

Within registration to allow you to access stored information.

To compile anonymous, aggregated statistics that allow us to understand how users use our website and to help us improve the structure of our website.

Persistent Cookies may be used for the following purposes:

To help us recognize you as a unique visitor (just a number) when you return to our website and to allow us to tailor content to match your preferred interests.

To compile anonymous, aggregated statistics that allow us to understand how users use our website and to help us improve the structure of our website.

To internally identify you by account name, email address, customer ID, and location (geographic and IP address).

To tailor content to your preferences.

Third-Parties may serve cookies via this website. These Third-Party Cookies can be used for the following purposes:

To serve content on our site and track whether this content is clicked on by users.

To control how often you are shown specific content.

To count the number of anonymous users of our site, for website usage analysis.

You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. You can also set your browser to block the placing of cookies at all, but you should realize that this can limit the use of our website or services, however, all cookies will expire immediately when you delete them.

Other websites

This website may include links to other websites. Please note that the Policy is only applicable to this website.

International data transfer

URA will ensure that if your personal information is transferred internationally it is subject to appropriate safeguards in accordance with data privacy law.

Your rights

We will honor your rights under local applicable data privacy laws. Under the European General Data Protection Regulation, you will have the following rights, and may have similar rights under other local applicable data privacy laws:

the right to access your personal information: the right to submit a request for details about your personal information or a copy of that personal information

the right to rectify your personal information: the right to have inaccurate information about you corrected or removed

the right to erase your personal information: the right to have certain personal information about you erased

the right to restriction of processing: the right to request that your personal information is only used for restricted purposes

the right to data portability: the right to receive the personal information and to transmit this information to another party

the right to object: the right to object to processing of your personal information if we informed you that the processing is necessary for our or a third party’s legitimate interests

the right to opt out of marketing activities: you can manage your marketing preferences by unsubscribe links found in the communications you receive from us

In response to a request, we will ask you to verify your identity when necessary, and to provide information that helps us to understand your request better. If we do not comply with your request, whether in whole or in part, we will explain why. If you wish to exercise your rights as a data subject, please contact us at

Changes to this privacy policy

URA has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at

This document was last updated June 30, 2018